As a UBS client, your accounts are subject to certain safeguards that would come into effect in the unlikely event of a financial failure of UBS Financial Services Inc. The company is a member of the Securities InveStor Protection Corporation (SIPC), which offers up to US$500,000 in account protection per client, including a maximum of US$250,000 for cash receivables. For more details on the company`s SIPC protection, including restrictions, see the Additional Disclosures section of the Agreements and Disclosures brochure. On this page you will find primary account agreements and other disclosures that we need to make available to all UBS clients in a comfortable place online. You will also find information here about the protection of the account you receive as a UBS client. Important information about your UBS Visa credit card account (Select and Premier Program Levels) Please contact your financial advisor with any questions as usual. In the meantime, we value your business and look forward to helping you achieve your financial goals. UBS offers additional protection in addition to standard SIPC account protection. Subject to insurance terms and limitations, cash is protected for all your accounts with UBS Financial Services Inc. for a total amount of up to $1.9 million. As at 10 December 2009, the maximum amount to be paid to all clients of UBS Financial Services Inc.
under the supplementary directive is $500 million. A full copy of the text of the Directive is available on request. For more information on PCIS, see www.sipc.org. UBS Financial Services Inc. is not a bank. Unless otherwise stated, securities and other investments held through UBS Financial Services Inc. are not FDIC insured, are not guaranteed by banks and may lose value. .